Public Liability Insurance

Public liability is a must have insurance for any business which has contact with the public in their own or other peoples premises and BIB offer a total solution which will ensure that the best cover is available at all times at the best price.

Public Liability is provided to cover you against loss of, or damage to, third party property or persons arising from the activities of your business. In these “lets sue them” times the risks of someone taking action against you are greater and greater and suitable insurance cover is essential. From a simple trip up on the floor covering to accidental material damage to the property or equipment the risks can be significant, in some cases running into millions of pounds.

The limit of indemnity is the amount the insurance company will pay in the event of a claim. In respect of Public Liability insurance, the limits are usually up to £5m but sub contractors, particularly those to councils and government, will be asked to increase the limit to £10m or more. We will recommend cover suitable to the risk based on the extensive experience of our broking team.

By taking out the best PL insurance cover with BIB you are protecting yourself and your business against a potential threat which in many ways is outside your control and making sure that you can continue to do what you are good at, that’s running your business.

At BIB we use our knowledge and expertise of the insurance market and your trade to find you the best policies available at the best prices!

For the assistance of our broking team simply fill in the form online or call us on 01325 353 888 and we’ll get straight back to you, and that’s a promise.