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Business Travel Insurance


Do I need it?
Travelling on business abroad? Then you need to make sure that you are fully insured.

It’s a worrying fact that a great many people who travel regularly on business are not fully covered, so putting themselves and their company at risk.

Many of us now regularly travel abroad on business and know that even the best laid plans can go wrong; that’s why we think you should always be prepared for the unexpected, safe in the knowledge that you are fully covered, leaving you free to concentrate on the business in hand.

What is it?
Annual business travel insurance is available to all organisations where principals and/or employees travel abroad on business on a regular basis.

The premiums are based on the level of cover required and the normal travel pattern of the business, plus the limits for each section can be tailor-made for your business's particular needs.

Your cover can also be extended to include personal trips added on at the end of business trips, and for partners and families accompanying any employee for pleasure purposes.

A typical policy will cover:

  • Medical expenses (including repatriation)

  • Cancellation

  • Personal baggage (including valuable items)

  • Business equipment (including laptops and PDAs, samples and emergency costs of courier service for replacement of essential equipment)

  • Cost of hire of any essential equipment lost or damaged

  • The costs of replacing any employee who is injured or ill

  • Sports equipment (including golf clubs)

  • Money including business money and documents (including flight and theatre tickets)

  • 24/7 emergency assistance (including emergency medical advice)

  • Personal liability

  • Personal accident cover

    • What should I do now?
    Because of our wealth of experience in providing Business Travel insurance advice to our clients over many years, we are able to offer individually tailored products and services for a range of situations.

    For an informal discussion please call us on 01325 353 888 and we will be happy to discuss this further. Alternatively please email us at webenq@bibinsurance.co.uk.